Incentives
Subsidies, tax credits & solar loans
Cut your upfront cost by 30-60% with government incentives. Here's what applies to you in India.
PM Surya Ghar: Muft Bijli Yojana
Central subsidy of up to ₹78,000 for residential rooftop systems up to 3 kW. Tier structure:
- • 1 kW system — ₹30,000 subsidy
- • 2 kW system — ₹60,000 subsidy
- • 3 kW & above — ₹78,000 (capped)
Net metering
Export surplus solar power back to the grid and offset your bill. Available in all DISCOMs under the national net-metering policy.
State-level top-ups
Several states (Gujarat, Maharashtra, Uttar Pradesh, Kerala) offer additional subsidies on top of the central scheme.
GST benefit
Residential rooftop solar attracts a concessional GST rate of 13.8% (vs. 18% for commercial).
Calculate your net cost
Pick a system size to see your subsidy, net cost and payback.
Subsidy Calculator
See your net cost after PM Surya Ghar subsidy.
PM Surya Ghar subsidy caps at ₹78,000 for systems ≥ 3 kW.
Gross system cost₹2.19 L
PM Surya Ghar subsidy− ₹78,000
Net cost after subsidy₹1.41 L
Yearly savings₹34,560
Payback period4.1 years
Solar loan marketplace
Compare green-energy loans from partner banks. Low interest, zero processing fees and tenures up to 10 years.
SBI Surya Shakti
Interest: 8.9% p.a.
Tenure: Up to 10 yr
HDFC Solar Loan
Interest: 9.4% p.a.
Tenure: Up to 7 yr
Canara Bank
Interest: 9.1% p.a.
Tenure: Up to 8 yr